Wishing You a Happy and Prosperous New Year

 

2009  

 

Happiness deep down within.
Serenity with each sunrise.
Success in each facet of your life.
Family beside you.
Close and caring friends.
Health, inside you.
Love that never ends.
Special memories of all the yesterdays.
A bright today with much to be thankful for.
A path that leads to beautiful tomorrows.
Dreams that do their best to come true.
Appreciation of all the wonderful things about you.

 

 

Wishing you lots of Happiness, Success, Love n Good health

 

 

 

Warm Regards...

 

 

 

 

Regards,

Sandeep Garg

FW: Nice sentences

Nice sentences


3 Easy Ways to Die :


Take a Cigar daily - You will die 10 years early.

Drink Rum daily - You will die 30 years early.

Love Someone Truly - You will die daily.



1. A foolish man tells a woman to STOP talking, but a WISE man tells

her that she looks extremely BEAUTIFUL when her LIPS are CLOSED.



2.. One GOOD way to REDUCE Alcohol consumption :

Before Marriage - Drink whenever you are SAD

After Marriage - Drink whenever you are HAPPY


3. Three FASTEST means of Communication :

1. Tele-Phone

2. Tele-Vision

3. Tell to Woman

Need still FASTER - Tell her NOT to tell ANYONE..


4.. Love your friends not their sisters. Love your sisters not their friends.


6.. Let us be generous like this : Four Ants are moving through a forest.

They see an ELEPHANT coming towards them.

Ant 1 says : we should KILL him.

Ant 2 says : No, Let us break his Leg alone.

Ant 3 says : No, we will just throw him away from our path..

Ant 4 says : No, we will LEAVE him because he is ALONE and we are FOUR.



7. If you do NOT have a Girl Friend - You are missing SOME thing in your life.

If you HAVE a Girl Friend - You are missing EVERY thing in your life.



8.. Question : When do you CONGRATULATE someone for their MISTAKE.

Answer : On their MARRIAGE.



9. When your LIFE is in DARKNESS, PRAY GOD and ask him to free you from Darkness.

Even after you pray, if U R still in Darkness - Please PAY the ELECTRICITY BILL.



10. Why Government do NOT allow a Man to MARRY 2 Women.

Because per Constitution, you can NOT BE PUNISHED TWICE for the same Mistake.
 
 

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FW: Limca book of records... 29 KTs IN ENGG. CLEARED AT ONE GO....

 

 

 

Did you observe this

 

13 May -------- JAIPUR
June---------NA----------
26 July ------------ AHMEDABAD
August ------------NA---------------
13 September ------------ DELHI
October ----------NA---------------
26 November --------------- MUMBAI
December --------NA(hopefully)--------------------
13 January ----------------- What Next?

Apprisal Letter :)

 
Appraisal के  नाम  पर  एक  लम्बी  आह  भरते  हैं,
chaliye ab hum is "dukhad" kahani ki shuruat karte hain,

हमेह्सा  की  तरह  10 बजे  ठुमकते  हुए  office आया,
11 बजे  तक  नाश्ता  किया  और  बारह  बजे  तक  mail ही  पढ़  पाया ,

हमेशा  की  तरह  आज  भी  मुझे  आलस  आ  रहा  था ,
और  मेरा  PM मुझे  तिरछी  निगाहों  से  देख -देख  गुस्सा  रहा  था,

मैं  बड़े  concentration के  साथ  एक  "Careful" mail पढ़  रहा  था,
तभी  देखा  मेरे  PM ke नाम  का  नया  mail कोने  मैं  blink कर  रहा  था,

फिर  कोई  traini n g attend करनी  होगी,ये क्या बकवास है,
क्या  reply मैं  लिख  दूँ  की मेरे mailbox का उपवास  है?

मैंने आँखें बंद की और 10 bar "om" "om" bola,
और प्रणाम karate huye मैंने वो मेल खोला,

PM के  इस s मेल मैं एक अजीब सा सुकून और भोलापन  है,
likha है भाइयों appraisal letters आ गए,अब तो one -to-one hai,

मॅन मैं ऐसे बुरे बुरे ख्याल आ रहे थे ,
ऊपर से कुछ लोग मेरे"de-appraisal" की गन्दी affwah उड़ा रहे थे,

PM को letter लाते देख हर कोई useदेखता जाता है,
जैसे mallika के किसी नए गाने को देखा जाता है,

आखिर वो वक़्त आया,PM ने एक एक kar sabako ander बुलाया,
जो भी अंदर जाता हँसता हुआ जाता,
जो बहार  आता,मुरझाया  hua aata,

बहार आ कर इंसान संभल भी नहीं पता है,
की "कितना हुआ kitna मीला"हर कोई उसपे टूट जाता है,

किसी एक को appraisal मैं 2000 rupaye मिले  थे , मैं  उसकी  हंसी  उड़ा  रहा  था ,
तभी  मैंने  देखा  मेरा  PM इशारे  से  मुझे  अंदर  बुला   रहा  था ,

मैं  confidence से  उठा  और  आगे  कदम  बढाया ,
तभी  मेरी  belt का  buckle टूट  के  नीकल  आया ,

मेरी  हालत  तो  अभी  से  ही  बुरी  हो  गयी ,
साला  इज्ज़त  उतरना  तो  यही  से  शुरू  हो  गयी ,

मैं  अंदर  पहुंचा  और  PM ने  मुझे  बिठाया ,
उसने  मेरा  letter पढा  और  वो  हंसी  रोक  न  पाया ,

वोह  इतना  हंसा  की  usse आंसू  आ  गए ,
क्या  मेरे  appraisal digits usse इतने  भा  गए ,

जैसे  ही  उसने  appraisal letter मेरी  तरफ  बढाया ,
मेरी  आँखों  के  आगे  घनघोर  अँधेरा  छाया ,

मुझे  लगा   जैसे  मेरे  dil की  दीवार  को  किसी  ने  गोबर  से  पोता  है ,
अरे  यार  "बीस  rupaye" ? ये  भी  कोई  increment होता  है  ?

ये  software indusrty है , अखाडा  नहीं  है ,
ये  "SALARY INCREMENT" है  , दादर  आने -जाने  का  भाडा  नहीं  है ,

मेरे चारों  तरफ  कलि  घटा  छायी ,तभी  मेरे  PM की  soothing आवाज़  आई ,

तुम  सोच  रहे  होगे  के  company mgmt का  दिमाग  फिर  गया  है ,
पर  बेटा  हम  क्या  करें  , dollar का  bhav 2 rupaye जो  gir गया  है  ,

पर  फिर  भी  मुझे  लगता  है , ये  letter fake है ,
मुझे  तो  लगता  है  ये  printing  mistake  है,

तुम  HR मैं  जाओ ,और   ये  confirm करके  आओ ,

भाई  HR मैं  जाने  के  लिए  तैयार  होना  पड़ता  है ,
वही  तो  ऐसी  जगह  है  जहाँ  सुंदर  लड़कियों  से  पला  पड़ता  है ,

shitt!! जहाँ  "Renuka " बैठी  है , आज  वहां बैठा  "Aftab" hai,
मैं  समझ  गया  बेटा , आज  अपना  luck ही  ख़राब  है ,

उसने  मेरा  letter खोला ,और  खुश  हो  के  बोला ,

वो  बोला  sir आप   के  लिए  खुशखबरी  है ,
आप  के  letter ने  "Printing mistake" पकड़ी  है ,

मैंने  कहा  boss अब  देर  न  लगाएं  ,
और  मुझे  मेरा  actual amount बताएं ,

sorry sir ये  mistake just by  एक्सीडेंट  है ,
बीस  rupaye नहीं  , दो  rupaye आप  का  increment है ,

मैं  क्या  करूं  आप  को  ये  बताते   हुए  मेरा  dil  रो  रहा  है ,
पर क्या करें dollar का भाव  भी तो कम  हो  रहा  है ,

मैं  बस  वहाँ  खडा  था  ,कुछ  समझ  नहीं  आ  रहा  था ,
मुझसे   ज्यादा  increment तो  security वाला  पा  रहा  था ,

मैंने  खुद  को  संभाला , खुद  को  उठाया  ,
मैं  लौटा  और  सीधे  PM के  पास  आया ,

मैं  सीधा  उसके  केबिन  गया  और  दरवाज़ा  खोला ,
इस  से  पहले  की  वो  बोले , मैं  ही  उस  से  बोला ,

sir ये  पैसे  वापिस  ले लीजिये , बात करना फीजूल है,
मैं गरीब हूँ,पर भीख  नहीं  लेता  ये  मेरा  उसूल  है|.

Sucessfull Marriage

 
Once upon a time a married couple celebrated their 25 ^th marriage anniversary. They had become famous in the city for not having a single conflict in their period of 25 years. Local newspaper editors had gathered at the occasion to find out the secret of their well known "happy going marriage".

Editor: "Sir. It's amazingly unbelievable. How did you make this possible?"

Husband recalling his old honeymoon days said: "We had been to Shimla for honeymoon after marriage. Having selected the horse riding finally, we both started the ride on different horses. My horse was pretty okay but the horse on which my wife was riding seemed to be a crazy one.
On the way ahead, that horse jumped suddenly, making my wife topple over. Recovering her position from the ground, she patted the horse's back and said "This is your first time". She again climbed the horse and continued with the ride. After a while, it happened again. This time she again kept calm and said "This is your second time" and continued. When the horse dropped her third time, she silently took out the revolver from the purse and shot the horse dead !!
I shouted at my wife: "What did you do you psycho. You killed the poor animal. Are you crazy?" .
She gave a silent look and said: "This is your first time!!!"."

Husband: "That's it. We are happy ever after."

FW: Important aspect in Current Economic Conditions--must read!!

Please take some time to read this

U CAN MAKE A HUGE DIFFERENCE TO THE INDIAN ECONOMY BY FOLLOWING FEW SIMPLE STEPS.

Please spare a couple of minutes here for the sake of India ...our country.

I got this article from one of my friend, but it's true, I can see this from day to day life,

Small example,

Before 5 months 1 CAN $ = IND Rs 30
After 5 months. Now it is 1 CAN $ = IND Rs 37

Do you think Canadian Economy is booming? No, but Indian Economy is Going Down.

Our Economy is in u'r hands

INDIAN economy is in a crisis. Our country like many other ASIAN countries is undergoing a severe economic crunch. Many INDIAN industries are closing down. The INDIAN economy is in a crisis and if we do not take proper steps to control those, we will be in a critical situation.

More than 30000 crore rupees of foreign exchange are being siphoned out of our country on products such as cosmetics, snacks, tea, beverages...
etc which are grown, produced and consumed here.

A cold drink that costs only 70 / 80 paisa to produce is sold for NINE rupees, and a major chunk of profits from these are sent abroad. This is a serious drain on INDIAN economy.

"COCA COLA "and" SPRITE" belong to the same multinational company, "COCA COLA"?

Coke advertisements say ' JO CHAHO HOJAYE, COCACOLA ENJOY'

(Whatever the hell, let it happen, you drink coke) what can you do?

You can consider some of the better alternatives to aerated drinks.
You can drink LEMON JUICE, FRESH FRUIT JUICES, CHILLED LASSI (SWEET OR SOUR), BUTTER MILK, COCONUT WATER, JALJEERA, ENERJEE, MASALA MILK........ ..

Everyone deserves a healthy drink, including you!
Over and above all this, economic sanctions have been imposed on us. We have nothing against Multinational companies, but to protect our own interests we request everybody to use INDIAN products only for next two years. With the rise in petrol prices, if we do not do this, the rupee will devalue further and we will end up paying much more for the same products in the near future.

What you can do about it?

1. Buy only products manufactured by WHOLLY INDIAN COMPANIES.
2. ENROLL as many people as possible for this cause.


Each individual should become a leader for this awareness.

This is the only way to save our country from severe economic crisis.
You don't need to give-up your lifestyle. You just need to choose an alternate product.

All categories of products are available from WHOLLY INDIAN COMPANIES.

LIST OF PRODUCTS

BATHING SOAP: USE - CINTHOL & OTHER GODREJ BRANDS, SANTOOR, WIPRO
SHIKAKAI, MYSORE SANDAL, MARGO, NEEM, EVITA, MEDIMIX, GANGA , NIRMA BATH
& CHANDRIKA

INSTEAD OF - LUX, LIFEBOY, REXONA, LIRIL, DOVE, PEARS, HAMAM, LESANCY,
CAMAY, PALMOLIVE

TOOTH PASTE: USE - NEEM, BABOOL, PROMISE, VICO VAJRADANTI, PRUDENT,
DABUR PRODUCTS, MISWAK

INSTEAD OF - COLGATE, CLOSE UP, PEPSODENT, CIBACA, FORHANS, MENTADENT.

TOOTH BRUSH: USE - PRUDENT, AJANTA , PROMISE

INSTEAD OF - COLGATE, CLOSE UP, PEPSODENT, FORHANS, ORAL-B

SHAVING CREAM: USE - GODREJ, EMANI

INSTEAD OF - PALMOLIVE, OLD SPICE, GILLETE

BLADE: USE - SUPERMAX, TOPAZ, LAZER, ASHOKA

INSTEAD OF - SEVEN-O -CLOCK, 365, GILLETTE

TALCUM POWDER: USE - SANTOOR, GOKUL, CINTHOL, WIPRO BABY POWDER,
BOROPLUS

INSTEAD OF - PONDS, OLD SPICE, JOHNSON BABY POWDER, SHOWER TO SHOWER

MILK POWDER: USE - INDIANA, AMUL, AMULYA

INSTEAD OF - ANIKSPRAY, MILKANA, EVERYDAY MILK, MILKMAID.

SHAMPOO: USE - LAKME, NIRMA, VELVET

INSTEAD OF - HALO, ALL CLEAR, NYLE,
SUNSILK, HEAD AND SHOULDERS, PANTENE

MOBILE CONNECTIONS USE - BSNL, AIRTEL

INSTEAD OF - HUTCH

AUTOMOBILES - MARUTI, BAJAJ

INSTEAD OF - GM, HONDA

Every INDIAN product you buy makes a big difference. It saves INDIA.
Let us take a firm decision today.

"BUY INDIAN TO BE INDIAN" we are not against of foreign products.

Even America preaches "BE AMERICAN BUY AMERICAN" since long so why not we???
WE ARE NOT ANTI-MULTINATIONAL.
WE ARE TRYING TO SAVE OUR NATION. EVERY DAY IS A STRUGGLE FOR A REAL FREEDOM.
WE ACHIEVED OUR INDEPENDENCE AFTER LOSING MANY LIVES.
THEY DIED PAINFULLY TO ENSURE THAT WE LIVE PEACEFULLY.

 

THE CURRENT TREND IS VERY THREATENING.
MULTINATIONALS CALL IT GLOBALISATION OF INDIAN ECONOMY.

FOR INDIANS LIKE YOU AND ME IT IS RECOLONISATION OF INDIA ...
THE COLONIST'S LEFT INDIA THEN. BUT THIS TIME THEY WILL MAKE SURE THEY DON'T MAKE ANY MISTAKES.
WHO WOULD LIKE TO LET A "GOOSE THAT LAYS GOLDEN EGGS" SLIP AWAY.

PLEASE REMEMBER: POLITICAL FREEDOM IS USELESS WITHOUT ECONOMIC INDEPENDENCE.
RUSSIA, S.KOREA, MEXICO ..........THE LIST IS VERY LONG!!
LET US LEARN FROM THEIR EXPERIENCE AND FROM OUR HISTORY.
LET US DO THE DUTY OF EVERY TRUE INDIAN.

FINALLY: IT'S OBVIOUS THAT U CAN'T GIVE UP ALL OF THE ITEMS MENTIONED ABOVE, SO GIVE UP ATLEAST ONE ITEM FOR THE SAKE OF OUR COUNTRY.

A Wife's Poem

Happy & Prosperous Diwali

Wishing you and your dear once a very Happy Diwali.

Let the festival of lights
Add happiness and joy to all of us...........

Bankruptcy Concept...

Once there was a little island country. The land of this country was the tiny island itself. The total money in circulation was 2 dollars as there were only two pieces of 1 dollar coins circulating around.

1) There were 3 citizens living on this island country. A owned the land. B and C each owned 1 dollar.

2) B decided to purchase the land from A for 1 dollar. So, now A and C own 1 dollar each while B owned a piece of land that is worth 1 dollar.

* The net asset of the country now = 3 dollars.

3) Now C thought that since there is only one piece of land in the country, and land is non producible asset, its value must definitely go up. So, he borrowed 1 dollar from A, and together with his own 1 dollar, he bought the land from B for 2 dollars.

*A has a loan to C of 1 dollar, so his net asset is 1 dollar.
* B sold his land and got 2 dollars, so his net asset is 2 dollars.
* C owned the piece of land worth 2 dollars but with his 1 dollar debt to A, his net residual asset is 1 dollar.
* Thus, the net asset of the country = 4 dollars.

4) A saw that the land he once owned has risen in value. He regretted having sold it. Luckily, he has a 1 dollar loan to C. He then borrowed 2 dollars from B and acquired the land back from C for 3 dollars. The payment is by 2 dollars cash (which he borrowed) and cancellation of the 1 dollar loan to C. As a result, A now owned a piece of land that is worth 3 dollars. But since he owed B 2 dollars, his net asset is 1 dollar.

* B loaned 2 dollars to A. So his net asset is 2 dollars.
* C now has the 2 coins. His net asset is also 2 dollars.
* The net asset of the country = 5 dollars. A bubble is building up.

(5) B saw that the value of land kept rising. He also wanted to own the land. So he bought the land from A for 4 dollars. The payment is by borrowing 2 dollars from C, and cancellation of his 2 dollars loan to A.

* As a result, A has got his debt cleared and he got the 2 coins. His net asset is 2 dollars.
* B owned a piece of land that is worth 4 dollars, but since he has a debt of 2 dollars with C, his net Asset is 2 dollars.
* C loaned 2 dollars to B, so his net asset is 2 dollars.

* The net asset of the country = 6 dollars; even though, the country has only one piece of land and 2 Dollars in circulation.

(6) Everybody has made money and everybody felt happy and prosperous.

(7) One day an evil wind blew, and an evil thought came to C's mind. "Hey, what if the land price stop going up, how could B repay my loan. There is only 2 dollars in circulation, and, I think after all the land that B owns is worth at most only 1 dollar, and no more."

(8) A also thought the same way.

(9) Nobody wanted to buy land anymore.

* So, in the end, A owns the 2 dollar coins, his net asset is 2 dollars.
* B owed C 2 dollars and the land he owned which he thought worth 4 dollars is now 1 dollar. So his net asset is only 1 dollar.
* C has a loan of 2 dollars to B. But it is a bad debt. Although his net asset is still 2 dollars, his Heart is palpitating.
* The net asset of the country = 3 dollars again.

(10) So, who has stolen the 3 dollars from the country ? Of course, before the bubble burst B thought his land was worth 4 dollars. Actually, right before the collapse, the net asset of the country was 6 dollars on paper. B's net asset is still 2 dollars, his heart is palpitating.

(11) B had no choice but to declare bankruptcy. C as to relinquish his 2 dollars bad debt to B, but in return he acquired the land which is worth 1 dollar now.

* A owns the 2 coins, his net asset is 2 dollars.
* B is bankrupt, his net asset is 0 dollar. ( he lost everything )
* C got no choice but end up with a land worth only 1 dollar

* The net asset of the country = 3 dollars.

************ **End of the story; BUT ************ ********* ******

There is however a redistribution of wealth.
A is the winner, B is the loser, C is lucky that he is spared.
A few points worth noting -

(1) When a bubble is building up, the debt of individuals to one another in a country is also building up.
(2) This story of the island is a closed system whereby there is no other country and hence no foreign debt. The worth of the asset can only be calculated using the island's own currency. Hence, there is no net loss.
(3) An over-damped system is assumed when the bubble burst, meaning the land's value did not go down to below 1 dollar.
(4) When the bubble burst, the fellow with cash is the winner. The fellows having the land or extending loan to others are the losers. The asset could shrink or in worst case, they go bankrupt.
(5) If there is another citizen D either holding a dollar or another piece of land but refrains from taking part in the game, he will neither win nor lose. But he will see the value of his money or land go up and down like a see saw.
(6) When the bubble was in the growing phase, everybody made money.
(7) If you are smart and know that you are living in a growing bubble, it is worthwhile to borrow money (like A ) and take part in the game. But you must know when you should change everything back to cash.
(8) As in the case of land, the above phenomenon applies to stocks as well.
(9) The actual worth of land or stocks depend largely on psychology

ForwardSourceID:NT0001392E    
Regards,

Sandeep Garg